San Antonio Bank Fraud Attorney

Experienced Bank Fraud Defense Lawyer Serving San Antonio, TX

Bank fraud is a serious crime that involves the planning or execution of taking money or property illegally from a federally insured financial institution. It is a very serious allegation, and those who have been accused of bank fraud in Texas can be brought up on various charges, such as mail fraud, insider fraud, check fraud, counterfeiting, check kiting, loan fraud, and identity theft.

Bank fraud is typically classified as a "white collar" crime, or one that is non-violent in nature and committed for the purpose of financial gain. Investigators from the FBI or other federal government agencies may be brought in to review and help prosecute crimes of this nature. Once authorities of this level are included in a case, you must have a qualified lawyer on your team to defend you against a conviction and help protect your reputation.

Fraud committed against any financial institution is met with serious consequences in the court system. The state and federal penalties that may apply in these cases can vary greatly depending on the type of alleged fraud and the amounts of money involved, but the repercussions can be quite severe, including multiple years in prison and immense fines.

What Is Mail Fraud?

Mail fraud is an intentional effort to deceive another person into surrendering their assets, material or otherwise, using communications or other information sent through the mail. For a mail fraud charge to stick in Texas, the burden is on the prosecution to prove all of the following criteria:

• There was a plan to defraud another person.
• The plan involved some element of deception.
• There was a profit motive behind the plan.
• The plan was carried out through public or private mail services.

A conviction on a charge of mail fraud can ruin your life, with the potential for 30 years in federal prison depending on the circumstances of the case.

Penalties for Identity Theft in Texas

In Texas, identity theft is defined as using somebody else's identifying information for illicit gain. This includes taking another person's name, Social Security number, date of birth, bank account numbers, and other private details and using them without that person's permission. Texas also recognizes the theft of a credit card or credit card numbers as identity theft.

The penalties for identity theft in Texas can vary based on the value of assets that were obtained, possessed, transferred, or used under false pretenses. At its lowest level, the charge is a state jail felony with the potential for up to two years in prison, but it can be upgraded to a third, second, or first degree felony, especially in cases involving bank fraud where tens of thousands of dollars were allegedly obtained illegally. Though the length of prison time may vary depending on the degree of felony, identity theft charged at the state level carries a potential fine of $10,000.

Speak with a San Antonio, TX Bank Fraud Lawyer Today

White collar crimes are harshly prosecuted in Texas. If you are facing fraud charges, your best option is to secure representation from a criminal defense lawyer who can put up an aggressive defense. Attorney Sam H. Lock listens to his clients without judgment, and he implements tried-and-true legal defenses to secure favorable outcomes in the courtroom.

The Law Offices of Sam H. Lock is committed to helping people accused of bank fraud and other white collar crimes. Sam Lock is known throughout Central and South Texas as a reliable and respected lawyer who does not give up. He will take your case through every step of the legal process—including pre-indictment, grand jury investigations, pre-trial, trial, appeals, and post-conviction writs of habeas corpus.

No matter whether you are being charged in San Antonio, Midland, Waco, Austin, Pecos, El Paso, or Del Rio, Sam Lock is the attorney for all your criminal defense needs. He represents individuals and corporations. Reach out to us at 210-226-0965 or online. Get in touch today to schedule a consultation.