Bulverde Criminal Defense Lawyer

Criminal Law Attorney Representing Clients in Bulverde, TX

There are many different types of criminal charges that people may face in Bulverde, Texas and the surrounding areas. White collar crimes are a category of offenses that impact both the financial sector and society as a whole. These non-violent offenses often involve deceit, and they can result in substantial losses for individual people, businesses, and even government entities. In Texas, white collar crimes may include a variety of illegal activities, including bank fraud, mortgage fraud, and internet/computer fraud.

The Law Offices of Sam H. Lock is well-equipped to provide a strong defense against criminal charges at the federal or state level. Attorney Lock is one of the most trusted criminal defense lawyers in all of Texas. He can help defend against charges of white collar crimes or other offenses, including DWI, sex crimes, and weapons charges. When your rights are under attack, and your freedom is at stake, Attorney Lock is the legal professional you can count on to protect your best interests.

What Are White Collar Crimes?

White collar crimes are non-violent criminal offenses typically characterized by deceit, concealment, or violation of trust. These crimes are often committed for financial gain, and they can occur in various sectors, including finance, healthcare, and government. White collar crimes can significantly harm society by undermining the integrity of financial systems and eroding public trust.

Why White Collar Crimes Are Treated Seriously by Law Enforcement

• Widespread impact - These crimes can affect a vast number of people, from investors and customers to employees and entire communities.
• Systemic corruption - White collar crimes may affect financial institutions or businesses, creating a ripple effect that impacts the economy.
• Legal consequences - Offenders may face imprisonment, fines, and restitution, and the legal ramifications of a conviction can be severe.

Bank Fraud

Bank fraud is a classic example of a white collar crime. It may involve schemes designed to deceive a financial institution for monetary gain. Thes crimes can take many forms, including:

• Check fraud - Altering, forging, or using stolen checks to withdraw money.
• Credit card fraud - Unauthorized use of someone else's credit card for purchases.
• Loan fraud - Providing false information to secure a loan or mortgage.

In Texas, prosecutors aggressively pursue bank fraud cases, making it crucial for people accused of these offenses to understand the potential consequences of a conviction.

Mortgage Fraud

Mortgage fraud often occurs in the real estate sector, and it can involve misrepresenting or omitting information during the mortgage application process. This type of fraud can lead to significant losses for lenders and investors. Key forms of mortgage fraud include:

• Income fraud - Inflating or fabricating income statements to qualify for loans.
• Occupancy fraud - Misrepresenting the occupancy status of a property to secure favorable loan terms.
• Appraisal fraud - Using fraudulent appraisals to mislead lenders about a property's value.

A criminal charge or conviction for mortgage fraud can have life-shattering consequences. In these cases, a strong defense that fully considers all relevant evidence will be crucial.

Internet/Computer Fraud

In an increasingly digital world, fraud committed over the internet has become a serious concern. These crimes may include a range of illegal activities facilitated by the internet or involving computer systems. Examples of internet/computer fraud include:

• Phishing - Deceptive emails or websites designed to steal personal information.
• Identity theft - Using someone else's identifying information to commit fraud, typically for financial gain.
• Online investment scams - Schemes that lure investors with fake opportunities online.

With the Texas economy becoming increasingly tech-driven, law enforcement officials are taking action to address cyber threats. People accused of internet fraud or other related offenses will need to work with an attorney to make sure legal and technological issues will be addressed correctly.

Contact Our Bulverde, Texas Criminal Defense Attorney

White collar crimes can impact victims and the economy in Texas and the United States. Understanding the nuances of offenses like bank fraud, mortgage fraud, and computer fraud is important for those who have been accused of these crimes. The complex federal and state laws that may be involved in these cases can be daunting. Fortunately, the Law Offices of Sam H. Lock is here to provide guidance and support. We are committed to helping you understand your rights and your options for defense. Whether you have been charged with a white collar crime or another type of offense, we will provide you with the representation you deserve. Contact us at 210-226-0965 to schedule a private consultation.